Failure to do so is known as non-disclosure or concealment (there are minor differences in

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the two terms) and renders the insurance voidable by the insurer. s.33(3): If [a warranty] be not [exactly] complied with, then, subject to any express provision in

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the policy, the insurer is discharged from liability as from the date of the breach of warranty, but without prejudice to any liability incurred by him before that date. s.34(2): where a warranty has been broken, it is no defence to the insured that the breach has been remedied, and the warranty complied with, prior to the loss. s.34(3): a breach of warranty may be waived (ie. It would be naive to think that any management would forego management compensation, and management entrenchment, just because some of these management privileges might be perceived as giving rise to a conflict of interest with OPMIs."' [8] Even though the board of directors runs the company, the shareholder has some impact on the company's policy, as the shareholders elect the board of directors. cargo) risks, and in this form is known by the acronym 'MAT'. Practice The Marine Insurance Act includes, as a schedule, a standard policy (known as the 'SG form'), which parties were at toilet seats liberty to use if they wished